Covering the insured against any bodily injury or property damage resulting from their activities (at their premises or in the sites where they operate).
Covering the liability that arises for wrongful or inadequate service/advice given by professional consultants, e.g. Architects, Accountants, Brokers, etc.
Covering liability caused by professional negligence by act or omission by a healthcare practitioner/provider in which the treatment provided falls below the accepted standard of practice in the medical community and causes injury or death to the patient, with most cases involving medical error.
Protecting the Employer against legal liabilities arising from fatality, or injury to employees resulting from unsafe workplace conditions.